Wealth management leads with financial planning not with products. We work together to organize your financial life and help you make informed decisions that positively impact your financial well-being. To do this, we regularly discuss your evolving needs, plan for now, near and in the future. We draw on years of wealth management experience and an extensive suite of tools to address your unique situation.
We custom tailor your experience to your specific situation - your plan, your style. Since no two investors are alike, we believe that each individual is entitled to a tailored financial plan that addresses those unique needs rather than trying to plug all investors into pre-made one size fits all solutions.
What are you interested in today?
Personal Financial Planning
As a Certified Financial Planner™, we work together through the financial planning process to further tailor your investments to your overall financial health to better leverage your hard earned capital.
- Personal savings/emergency
- Saving for college
- Tax planning
- Estate planning
- Charitable giving
- Retirement planning
- Risk management
Business Financial Planning
Business owners have a unique set of challenges managing our financial well being. Whether we're looking out for our own retirement, retaining key employees, cash flow management or risk management.
- Small business retirement plans (qualified and non-qualified)
- Executive compensation for business owners
- Risk management
- Tax planning
- Buy/Sell agreements and business succession planning
Did you know we can invest our savings to help grow our net worth? A common misnomer about investing is that we need to tie up our money for a long period of time. While investing is a long term commitment, access to our funds should not be. We can work together to create a plan for our savings to help protect and grow our taxable investments.
- Brokerage accounts
- Managed accounts
- Certificates of deposit
The best time to start investing for retirement is 30 years ago! The longer we wait the more we have to sacrifice in retirement. We work to plan a retirement strategy that will help us get where we want to be. Did you know the typical employee needs to save about 10% for 40 years to retire comfortably? Don't have 40 years? We can help.
- Individual Retirement Accounts
- Roth IRAs
- 401(k) rollovers
As much as we try to prepare for them, tragedy strikes. When faced with such a situation, insurance can protect policy holders and their families from undue hardship. For this reason, a variety of insurance coverage is essential to any comprehensive financial plan.
Insurance planning is best when tailored to fit its owner’s personal situation: whether designed for a single person or family; professional or seasonal employees; executive or small business owner, everyone can benefit from an appropriately customized plan.
We don't hang our hats on insurance. We believe it's essential, especially for medical professionals and small busienss owners to have the proper insurance in place without the fear of being sold high-commission products that aren't in your best interest.
- Life insurance
- Disability insurance
- Long term care insurance
Investing in this time and day has many risks and opportunities. We prefer to be strategic in our selection of investments rather than tactical. Those trying to time their investments have to be right twice, both on the buy and sell(or vice versa). Individuals often get one or both wrong when the human condition comes into play. Having sound fundamentals help us manage our portfolios objectively for greater long term financial results.
- Asset allocation
- Risks of investing
- Tax strategy (capital gains, dividends, income, loss harvesting)
For more on our investment philosophies, click here.