Products & Services
There are many financial products in the market, and so choosing the ones that best meet your needs can be complicated. That’s where we can help. We can offer professional financial security advice to help you choose only those products that meet your current and future goals.
We work together to make informed decisions about the products in your portfolio. To do this, after meeting to discuss your needs, we draw on a comprehensive suite of products and services to find those that address your unique situation.
We will custom tailor your experience to your specific situation. Since no two investors are alike, we believe that each individual is entitled to a tailored portfolio that addresses those unique needs rather than trying to plug each investor into a pre-made one size fits all solution.
What are you interested in today?
Did you know we can invest our savings to help grow our net worth? A common misnomer about investing is that we need to tie up our money for a long period of time. While investing is a long term commitment, access to our funds should not be. We can work together to create a plan for our savings to help protect and grow our taxable investments.
- Brokerage accounts
- Managed accounts
- Certificates of deposit
The best time to start investing for retirement is 30 years ago! The longer we wait the more we have to sacrifice in retirement. We work to plan a retirement strategy that will help us get where we want to be. Did you know the typical employee needs to save about 10% for 40 years to retire comfortably? Don't have 40 years? We can help.
- Individual Retirement Accounts
- Roth IRAs
- 401(k) rollovers
Personal Financial Planning
As a Certified Financial Planner™, we work together through the financial planning process to further tailor your investments to your overall financial health to better leverage your hard earned capital.
- Personal savings/emergency
- Saving for college
- Tax planning
- Estate planning
- Charitable giving
- Retirement planning
- Risk management
Business Financial Planning
Business owners have a unique set of challenges managing our financial well being. Whether we're looking out for our own retirement, retaining key employees, cash flow management or risk management.
- Small business retirement plans (qualified and non-qualified)
- Executive compensation for business owners
- Risk management
- Tax planning
- Buy/Sell agreements and business succession planning
As much as we try to prepare for them, tragedy strikes. When faced with such a situation, insurance can protect policy holders and their families from undue hardship. For this reason, a variety of insurance coverage is essential to any comprehensive financial plan.
Insurance planning is best when tailored to fit its owner’s personal situation: whether designed for a single person or family; professional or seasonal employees; executive or small business owner, everyone can benefit from an appropriately customized plan.
- Permanent life insurance
- Term life insurance
Long Term Care Insurance
With the aging demographic of our nation, the need for long term care insurance as a way to protect our wealth and provide for care later in life is becoming more important than ever before. We work with highly rated carriers and make sure we have the optimal policy for our clients.
- Disability, long term care and critical illness insurance
- Health based planning
- Asset based planning
- Hybrid life/LTC insurance
Investing in this time and day has many risks and opportunities. We prefer to be strategic in our selection of investments rather than tactical. Those trying to time their investments have to be right twice, both on the buy and sell(or vice versa). Individuals often get one or both wrong when the human condition comes into play. Having sound fundamentals help us manage our portfolios objectively for greater long term financial results.
- Asset allocation
- Risks of investing
- Tax strategy (capital gains, dividends, income, loss harvesting)
For more on our investment philosophies, click here.